论第三方支付中的法律关系

摘要

随着科技与经济的发展，第三方支付已成为越来越重要的支付方式。但是，其包含的法律关系还有许多分歧。将第三方支付机构接收客户备付金的行为认定为基于消费保管合同的保管行为，可以得到作为种类物的被保管物随着占有的转移而发生所有权转移的结论。但由于货币是一种特殊的种类物，所以该保管关系中的保管人理应受到更多限制。本文旨在厘清第三方支付中的法律关系，以求对解决现实纠纷产生积极作用。%With the development of technology and economy,the third party payment has been more and more important.How-ever,points to relations included in it still have a lot of differences.Affirming acts which the third party accept provisions of cli-ents makes a conclusion that depositories change with the ownership changing.But owning to currency is a special,keepers of this relation should be limited more.This paper is focus on discussing the relations of third party payment clearly to have a posi-tive impact on solving actual problems.