An electronic transaction is made between a seller and two or more customers by performing an initial transaction between a first customer of the two or more customers and the seller, wherein the initial transaction provides the seller with an identity of the first customer, an amount to be paid by the first customer and identities of a remaining group of the two or more customers. A subsequent transaction is then performed between the seller and each customer identified by the remaining group of the two or more customers. The subsequent transaction provides the seller with information that completes the electronic transaction.
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