保险合同法定解除权作为一种利益失衡的矫正方式，对保险合同双方当事人的利益影响极大。本文通过埘投保人与保险人法定解除权的行使情形进行列举，分析现行法定解除制度存在的缺陷，并借鉴其他国家有关规定，对进一步完善我斟保险合同法定解除制度提出建议。%The right of statutory rescission of insurance contract as a kind of interest unbalance correction modes has great influence on both parties of insurance contract. This article, through listing the applicant and the insurer's statutory rescission exercise situation, analyzes current legal relief system defects, and refers to other relevant regulations, to improve Chinese insurance legal system of contract rescission proposal.
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