近二十年来,西方主要国家逐步放松对金融业务范围和地区范围的管制,金融业借此机会在全球范围内掀起了一波合并浪潮。各国金融机构纷纷通过并购重组获得了飞跃式的发展。我国的金融业经过多年发展正逐步走向成熟,而我国商业银行在经历了一系列以市场为导向的改革之后,也希望通过并购来取得快速的发展、增强自身的国际竞争力。本文以企业并购相关理论为基础、以我国资本市场有史以来最大的并购交易——中国平安收购深圳发展银行为例,对商业银行并购动因进行分析,指出阻碍我国商业银行并购的因素,并提出了解决措施。%In the past twenty years, with the business scope and geographic coverage deregulation of banking in major western countries, the huge wave of banking M&A are sweeping the globe. The banks all over the world expand the scope and scale of business through M&A. After years of tortuous development, China's financial industry is gradually to mature, and after a series of market-oriented reforms, China' s commercial banks have accumulated a large amount of capital strength and management experience, so they also expect to achieve rapid development and enhance its international competitiveness through M&A. Based on the related theory about enterprise mergers and acquisitions and taking the largest M&A transactions in China' s capital market-Ping An Group acquires Shenzhen Development Bank as an example, this paper discusses the moti- vation of commercial bank M&A, and points out the obstructive factors of the M&A in China's commercial bank, and solu- tions.
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