城镇职工养老保险基金缺口问题研究

摘要

城镇职工养老保险制度转轨的历史债务是城镇职工养老保险金缺口形成的直接原因。人口老龄化背景下领取养老保险金的人数不断增加，而养老保险金保值增值能力又不强，再加上通货膨胀的影响，使养老保险基金缺口问题一直难以解决。因此，通过对养老保险基金缺口现状及原因的分析，以探讨解决缺口问题的方法。%The endowment insurance system for urban workers in transition history debt are the direct causes for the formation of gold gap of urban workers pension insurance. The number of the aging of the population under the background of their pension increases continuously,and the endowment insurance gold to preserve and increase the value of power is not strong,coupled with the impact of inflation,so that the gap of pension insurance fund has been difficult to solve the problem. Therefore,through the analysis of the current situation and reasons of gap of pension insurance fund,in order to explore the method of solving the problem of the shortage of.