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基于环境责任保险的动态环境侵权救济体系研究

     

摘要

Exploring the concept and features of environmental liability insurance and analyzing its environmental tort relief function lead to the conclusion: The transformation from corrective social justice to distributive justice is the prime reason for the promotion of the environmental liability insurance system; giving the third party the direct right to claim remedies is an important component of the environmental liability insurance system; and the establishment and development of the public compensation system is the necessary supplement of it. Based on this conclusion, in order to make sure that tort victims could get timely and effective relief, this paper constructed a dynamic system with environmental liability insurance as its core; the first layer is civil remedy, aiming at the torts, civil responsibility and the civil compensation; the second is the environmental liability insurance system, aiming at diffusing the polluters' liabilities for damages; and the third is the public compensation system, purporting to cover the victim's loss which won't be covered by the first or second layer. Facing the increasing environmental pollution in China, this system including three layers linkaging and supplementing with each other, opens a new environmental tort relief road for victims, companies and the government.%通过对环境责任保险的定义和特点的总结,以及对其环境侵权救济功能的探讨,得出结论:社会从矫正的正义观到分配的正义观的转变,是推动环境责任保险制度发展的根本原因;赋予第三人直接请求权是环境责任保险制度的重要组成部分;公共补偿制度的建立和发展是对环境责任保险制度的必要补充.在此结论的基础上,以环境侵权受害者能够得到及时有效的救济为出发点,构建了以环境责任保险制度为核心的动态侵权救济体系:民事救济作为第一层次,通过法律程序来确认侵权行为、责任主体以及赔偿额度等事项;环境责任保险作为第二层次,用来分散被保险人的污染损害赔偿责任,补偿受害者损失;公共补偿制度作为第三层次,用来补充民事救济和环境责任保险所未能覆盖到的受害者的人身、财产损失.三个层次联动配合、相互补充,从而在我国面临日益增多的环境污染事故的情况下,为受害者、企业和国家开辟了一条新的环境侵权救济之路.

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