The analysis of the risk compensation in the insurance of the security of production in coal mine under government intervention

摘要

The issue on the security of production in coal mine is not only associated to the outlook of the industry, but also an important task in the construction of the harmonious society. In this paper, we firstly analyzed the government's function in the insurance of the security of production in coal mine, then we analyzed the government's game action in the risk compensation of the safe production of coal mine with utility theory and game theory, discussed the insurance model of the coal mine production security under three different conditions that government subsidizes insurance company, the miner owner and simultaneously for insurance company and the miner owner and put forward the risk prevention strategy that insurance participate in main part in coal mine production security.