The Analysis of Technology Acceptance Model (TAM) For Personal Financial Management On Mobile Application Technology

摘要

This study seeks to analyze the acceptability of technology for personal financial management applications using mobile application technology. This study explored the aspects of perceived usefulness, perceived ease of use, and intention to use of an android-based personal financial management application. The application, which is called Manage Your Money (MYM), is developed by researchers. This research involved 77 respondents to use this application for one week to record their personal financial management behavior. The data were analyzed by Confirmatory Factor Analysis (CFA) to measure the end users' satisfaction with Manage Your Money application. The results show the value of anti-image matrices on each variable has a range of values of 0.731 to 0.805 (greater than 0.5) so that all variables can be analyzed. The rotated component shows that the five variables belong to one group which then forms the end user satisfaction's construct. The results of the study show that 3 aspects in the TAM model go through four variables namely accuracy, system content, ease of use, system format, and timeliness in its use. This research shows that Manage Your Money application is acceptable to users.