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Review of Application Research of Expert System and Neural Network in Credit Risk Evaluation

机译:信用风险评估中专家系统和神经网络应用研究综述

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Theoretical and empirical research on. credit risk evaluation plays an important role for enterprises in reducing transaction costs, enhancing competition ability and creating a good competition environment. At present, in view of the application of expert system and neural network in artificial intelligence method in enterprise credit risk evaluation, research abroad mainly focuses on the innovative application of expert system and neural network; and the domestic research mainly focuses on the advantages and disadvantages, the accuracy and the feasibility of expert system and neural network. In this paper, the research status of expert system and neural network at home and abroad is discussed in detail so that the development of artificial intelligence theory and practice is promoted.
机译:中国的理论与实证研究。信贷风险评估对企业减少交易成本,提高竞争能力和创造良好竞争环境的重要作用。目前,鉴于在企业信用风险评估中的人工智能方法中专家系统和神经网络的应用,国外研究主要侧重于专家系统和神经网络的创新应用;国内研究主要侧重于专家系统和神经网络的优缺点,准确性和可行性。本文详细讨论了国内外专家系统和神经网络的研究现状,以便促进了人工智能理论和实践的发展。

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