Review of the Management Theory and Method of Loan Limitation

摘要

Reasonably determining and using the loan limitation granted by commercial banks to their corporate clients, it has important theory meaning and realistic meaning for commercial banks to strengthen risk prevention and for lenders and borrowers to improve operational performance. In this paper, we summarized the domestic and foreign research status of the loan limitation of commercial banks from three aspects, such as the influencing factors of the loan limitation of commercial banks, the determining method of the loan limitation of commercial banks, and the utilization efficiency of the loan limitation of commercial banks and so on. The aim of our study is to promote the application and development of the loan limitation management theory and method.