Generally, any damage assessment is made in order to ensure adequate compensation to the affected persons. Currently in Romania, insurance companies have little involvement in the preventing and reducing the impacts of natural and technological hazards, including those related with mining. Presently, the only financial resources for mitigating damages caused by the natural disasters are the funds from State budgets and external credits. Generally, these funds are insufficient to cover the damages of natural disasters; hence, increased use of insurance is needed to indemnify disasters victims. To encourage disaster insurance, the insurance companies should be able to more accurately set their insurance premiums depending on the estimated risk for each property. This risk information should be compiled in Geographical Information System (GIS) maps based on multiple disaster risk evaluation methodology. The priorities targeted by this paper are: a). Expanding the use of natural and technological risks analysis including mining related disasters by private companies; b). Encouraging the use of private insurance companies services; c). Implementing vulnerability and risk methodology for GIS hazard mapping in Romania including mining facilities.
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