The Model Design and '11th Five-Year' Development Forecast for the High-value Payment Clearing in China

摘要

The high-value payment clearing is considered as "the circulating pipeline" for the system of finance and banking. China has begun to construct the special purpose network for China''s financial data satellite communication since 1989, practise the electronic interbank project - "universe joint" since 1995, come up with the system of high-value real time payment entirely since 2005, hereby reduced the difference between the developed countries and China. The digital and network high-value payment clearing upholds strongly the stable growth of the national economy. This paper forms the model for the relationship of the high-value payment clearing sum and GDP, meanwhile does structural analysis, built-in tests and policy assess, and then forms the time sequence model of the high-value payment clearing, and forecasts the "11th Five-Year" high-value payment clearing according to the model, in the end brings forward the way of the future development in the high-value payment clearing business