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METHOD AND APPARATUS FOR RECOMMENDING FINANCIAL PRODUCT, ELECTRONIC DEVICE, AND COMPUTER STORAGE MEDIUM

机译:用于推荐金融产品,电子设备和计算机存储介质的方法和设备

摘要

This application discloses a method for recommending a financial product performed at a server. The method includes: receiving, from a client, a request to recommend the financial product; constructing M categories of product recommendation features of each of N financial products according to historical data of a set of parameters of the financial product, N and M being both positive integers; obtaining, for each of the M categories of product recommendation features, a comprehensive product recommendation feature corresponding to the category; determining a user recommendation proportion of the financial product according to deviations of the categories of product recommendation features of the financial product from the comprehensive product recommendation feature corresponding to the categories, the user recommendation proportion being a proportion of users to which the financial product is recommended to all users; and determining the recommended financial product according to user recommendation proportions of the financial products to the requesting client.
机译:本申请公开了一种推荐在服务器上执行的金融产品的方法。该方法包括:从客户端接收提出金融产品的请求;根据金融产品的一组参数的历史数据构建N个金融产品的各种产品推荐功能,N和M是正整数;对于产品推荐功能的每个类别,获取,对应于该类别的全面的产品推荐功能;根据产品推荐功能的类别的偏差确定金融产品的用户推荐比例,从与类别对应的全面产品推荐功能,用户推荐比例是建议金融产品的比例给所有用户;并根据用户建议对请求客户的金融产品的推荐比例确定推荐的金融产品。

著录项

  • 公开/公告号US2021287295A1

    专利类型

  • 公开/公告日2021-09-16

    原文格式PDF

  • 申请/专利权人 TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED;

    申请/专利号US202117337284

  • 发明设计人 FAN YANG;FEI HUANG;

    申请日2021-06-02

  • 分类号G06Q40/06;

  • 国家 US

  • 入库时间 2022-08-24 21:04:59

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