PAYMENT SERVICE APPARATUS FOR SUPPORTING PAYMENT PROCESSING BASED ON VIRTUAL CURRENCY ALONG WITH POS TERMINAL AT OFFLINE MERCHANT AND OPERATING METHOD THEREOF

摘要

Disclosed are a payment service device and an operating method thereof that support virtual currency-based payment processing in conjunction with a POS terminal at an offline affiliate store. According to the present invention, information on a product purchased by a user at the offline affiliate store and information on the amount of the product are received from a POS terminal installed in an offline affiliated store, and a two-dimensional code stored in the user terminal from the POS terminal is received. When the user identifier extracted from is received, the current price information for the virtual currency is received from the virtual currency price information server, the amount of the product is converted into the virtual currency amount, and the user's electronic money for the virtual currency amount of the product is received. By completing the transfer processing from the wallet account to the electronic wallet account of the offline affiliated store, it is possible to support the user to conveniently purchase products from the offline affiliated store.