PAYMENT SERVICE APPARATUS FOR SUPPORTING PAYMENT PROCESSING BASED ON VIRTUAL CURRENCY TO AN ONLINE MERCHANT AND OPERATING METHOD THEREOF

摘要

Disclosed is a payment service device supporting virtual currency-based payment processing in an online affiliated store and a method of operating the same. In the present invention, as a payment request for a product is received from a user terminal to a content providing server of an online affiliated store, information about the product and information about the amount of the product from the content providing server of the online affiliated store When a payment approval request is received, after requesting transmission of the user identifier to the user terminal, and receiving the user identifier until a predetermined waiting time from the user terminal, the current price of the virtual currency is received from the virtual currency price information server. By receiving market price information, converting the amount of the product into a virtual currency amount, and completing the transfer process from the user's electronic wallet account to the online affiliate's electronic wallet account for the virtual currency amount of the product, the user You can support to easily purchase products at affiliated stores.