System and arrangement to carry out examination and approval of applications for loans and bonds online.

摘要

b "system and available to perform examinations and approvals of requests for loans and bonds online" d .The present invention is a computerized system that operates in real time, to process requests for products and services offered by a financial institution.The system automates the process of examination and approval and credit obligations.The implementation of credit history of merit evaluations based on credit rating (28) of the applicant (10).The financial information and the new or existing relationship with the financial institution (52), and recommends those applicants (10) that exceeded the criterion of initial credit purposes.Specific products of credit with predetermined values offers qualified credit.The system immediately analyzes a history of a credit bureau (30, 32, 34) of an applicant (10) and a classification of the automated credit (28).By providing these results to a representative of the local branch (12).The system can provide applicants with approval based on the history of the visualized conditional credit agency of systematic evaluation, classification of credit.Throughput capacity and new or existing relationships of applicants), subject to the necessary verifications.