Money lending service method on credit using internet

摘要

PURPOSE: A method for personal credit loan service using the Internet is provided to make a credit loan in real time through the Internet by assisting a member with deposit money in a predetermined ratio of loan money according to the personal credit level of the member by a web server. CONSTITUTION: A user who wants a loan connects to a web server through the Internet and enters in an ID and a PW. If the user is not registered in a member database of the web server, user enters in user information and agrees with predetermined provisions of loans. If the user is not an appropriate member, the routine returns to an initial screen. The member applies for a loan by filling in the amount of loans, a redemption method, the stipulated time of redemption, an interest rate and so on, completes an application form, and enters the same in the web server.