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FINANCING AGREEMENT SUPPORT METHOD AND SYSTEM AND PROGRAM FOR SUPPORTING FINANCING AGREEMENT

机译:融资协议支持方法,系统和程序支持融资协议

摘要

PROBLEM TO BE SOLVED: To automatically assess the asset value of individual assets as collateral security for collateralized financing.;SOLUTION: This financing agreement support system 1 supports a financing agreement for the owner of individual assets by using an asset information database 11 storing asset information, including individual asset identification information for identifying the individual assets of the owner, and information related to the asset value of the individual assets. The system has a Web server 7 with a receiving means for receiving the identification information of the owner and loan application information including a desired loan amount and the individual asset identification information, transmitted via a communication terminal 20 usable by the owner, a reading means for reading the corresponding asset information from the asset information database 11 according to the individual asset identification information included in the loan application information received, and a generating means for assessing the hypothetic value of the corresponding assets according to the asset information read and for automatically generating, based on assessment result data, financing agreement information including at least one of information indicating whether or not the desired loan amount can be financed, information indicating the loan amount that can be financed, and information indicating financing requirements.;COPYRIGHT: (C)2002,JPO
机译:解决的问题:自动评估单个资产的资产价值作为抵押融资的抵押安全性。解决方案:该融资协议支持系统1通过使用存储资产信息的资产信息数据库11支持单个资产所有者的融资协议,包括用于识别所有者的单个资产的单个资产标识信息,以及与单个资产的资产价值相关的信息。该系统具有Web服务器7,其具有用于接收所有者的标识信息和包括期望的贷款金额和个人资产标识信息的贷款申请信息的接收装置,该接收装置经由所有者可用的通信终端20发送,该读取装置用于接收所有者的信息。根据接收到的贷款申请信息中包括的各个资产标识信息,从资产信息数据库11中读取对应的资产信息;以及生成装置,用于根据读取的资产信息评估对应资产的假设价值,并自动生成;基于评估结果数据,融资协议信息包括以下至少一项:表示所需贷款金额是否可以融资的信息,表示可以融资的贷款金额的信息以及表示融资要求的信息。版权所有:(C)2002 ,日本特许厅

著录项

  • 公开/公告号JP2002279179A

    专利类型

  • 公开/公告日2002-09-27

    原文格式PDF

  • 申请/专利权人 TOSHIBA CORP;

    申请/专利号JP20010079373

  • 发明设计人 MURAOKA TOMOHITO;SANPEI KAZUYUKI;

    申请日2001-03-19

  • 分类号G06F17/60;

  • 国家 JP

  • 入库时间 2022-08-22 00:57:59

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