System and method for integrated communications, funds transfers, confirmation and e-commerce applications

摘要

A system and method for managing financial and other data in a communications network designed to overcome language, cultural, education, financial and other barriers, is disclosed. The communications network includes one or more communication and transaction centers in the form of web-enabled kiosks, automatic teller machines, personal computers, television set-up boxes, customer activated terminals and the like, for transmitting electronic funds transfer and messaging data.