SYSTEM, METHOD AND PRODUCT FOR MANAGING THE AFTER TAX DEATH BENEFIT OF AN INVESTMENT

摘要

A system, method, and computer program product for managing an investment to increase the after-tax death benefit of the investment. The system comprising a processor, a memory, and a computer program stored in the memory. The computer program receives and stores information relating to an investment and periodically accesses the value of the investment (110). The computer program then determines an insurance premium that will provide a death benefit based on the assessed value of the investment (140). Next, the computer program receives information of receipt of the insurance premium (150). The insurance premium provides a life insurance death benefit of forty percent of the assessed value of the investment. Even if the investment is purchased with appreciated assets, the life insurance death benefit ensures that the beneficiaries receive an after-tax death benefit that can be greater than the pre-tax value of the investment.