SYSTEM AND METHOD FOR INSURANCE PREMIUM CALCULATION, AND RECORDING MEDIUM WITH INSURANCE PREMIUM CALCULATING PROGRAM RUNNING ON COMPUTER RECORDED THEREON

摘要

PROBLEM TO BE SOLVED: To provide a technique which can precisely predict the remaining value according to data having the same trends without any decrease of data due to fractionization as to the attribute of an object property that can exert large influence on the remaining value.;SOLUTION: A premium calculation system which calculates an insurance premium of remaining-value guarantee insurance is provided with a standard predicted remaining-value calculating means which calculates and stores the predicted remaining value (hereinafter 'standardized predicted remaining value') in specified further in case of the fiction that the object has a representative attribute value, a non-standard predicted remaining-value calculating means which proabilistically select the value of an attribute that the object has and corrects the standardized predicted remaining value according to the selected attribute value to find and store a non-standardized predicted remaining value based on the constituent ratio of the attribute stored by a storage means, and an insurance premium calculating means which calculates an insurance premium according to a plurality of non-standardized predicted remaining values.;COPYRIGHT: (C)2003,JPO