RESERVE FUND AMOUNT CALCULATION SYSTEM IN INSURANCE CONTRACT

摘要

PROBLEM TO BE SOLVED: To provide a reserve fund amount calculation system in insurance contract, being general in conventional reserve insurance contract, and capable of compensating for such a situation that the rate of investment yield of user concerning reserve insurance premium, which has occurred uniformly irrespective of the insurance amount and the period elapsed, drops below estimated rate of interest determined in the insurance contract, in accordance with a high or low security amount and years elapsed, and of enabling substantial increase of the rate of investment yield of use in accordance with a high or low security amount and years elapsed.;SOLUTION: In this system, a calculation processing part for calculating an amount to be reduced from expenses (for example, expenses required for maintenance and management of the contract and preparing for compensation for death due to disaster) determined in advance as an amount deducted from an amount to be accumulated per period determined in advance in the contract of the insurance contract is adopted to solve the above-mentioned problem.;COPYRIGHT: (C)2003,JPO