ELECTRONIC COMMERCE CREDIT PROCESSING METHOD AND ELECTRONIC COMMERCE SYSTEM

摘要

PROBLEM TO BE SOLVED: To provide a credit method capable of preventing the outflow of personal information such credit card number in the execution of an electronic commerce on a network, and performing the credit to the payment price of a commodity purchased from an optional seller regardless of the presence/absence of the contractual relationship between the seller and a credit organization.;SOLUTION: This method comprises the step of accepting, in a purchaser terminal, the selecting operation of a credit organization desired by a purchaser together with commodity information to be purchased, and transmitting it to a seller device; the step of forming, in the seller device, an object comprising the payment price related to the commodity to be purchased and seller identification information for specifying the seller device, and returning it to the purchaser terminal; and the step of transmitting, in the purchaser terminal device, personal information related to a payment account to perform the payment of the payment price, and the payment price and seller identification information in the object received from the seller device to the credit processor of the credit organization selected by the purchaser to receive a credit processing.;COPYRIGHT: (C)2004,JPO