CREDIT PROCESSING METHOD IN ELECTRONIC COMMERCE SYSTEM AND ELECTRONIC COMMERCE SYSTEM

摘要

PROBLEM TO BE SOLVED: To provide a credit method capable of preventing commodity/money fraud in electronic commerce transaction on the Internet and capable of processing credit for a commodity purchased from an optional seller and that for a payment value of the commodity purchased from the optional seller.;SOLUTION: This electronic commerce system is provided with steps for receiving information about a merchandise requested for purchase by a purchaser terminal device and transmitting it to a seller device; transmitting a payment value and a transaction account for the merchandise requested for purchase by a seller device; transmitting transaction processing to a financial institution credit processing device from the purchaser terminal device; receiving credit processing for the payment value by the financial institution credit processing device; receiving merchandise credit processing of merchandise dispatched from a seller to a merchant by a merchant credit processing device.;COPYRIGHT: (C)2005,JPO&NCIPI