METHOD FOR PROVIDING FINANCE SERVICE USING PHONE NUMBER AND ACCOUNT BALANCE

摘要

A method of providing a financial service using a phone number and an account balance to a user by registering a phone number of a user's terminal, installing a financial transaction exclusive program in the user's terminal, and inputting the phone number of the user's terminal and an approved key to a corresponding program, which is achieved by receiving the approved key, an account number of a counterpart to receive a fund to be transferred, an amount of a fund, and a balance of a corresponding account, from the user's terminal, to obtain the phone number of the user's terminal, performing approval by using the phone number of the user's terminal, the received approved key, and the account balance, which are obtained in the first step, transmitting a request for confirmation of a name of the counterpart and an amount to be transferred to the use's terminal, performing a fund to the account of the counterpart if a response to the request for confirmation is received from the user, and transmitting a corresponding transaction content to the user's terminal to update a transaction record of the exclusive program.