Method for Providing Finance Service using Phone Number and Balance of Account

摘要

The present invention relates to a method of providing financial services with a phone number and account balances. Registering the phone number of the user terminal of the present invention to the account number, to install only financial transaction program to the user terminal, and to the program to enter a phone number and an authentication key of the user terminal, the financial services available to the user financial service providing method using a phone number and the account balance for the authentication key from the user terminal, receives the other's account number, remittance and transfer to the account balance, the first to obtain the telephone number of the user terminal steps; The first telephone number of the user terminal acquired in step, a second step of performing authentication by using the received authentication key and account balance; A third step of sending a confirmation request from the other party's name and a remittance to the user terminal; A fourth step of performing a transfer by the other party's account when receiving a response to the confirmation request from the user; And transmitting the transaction details to the user terminal and a fifth step of the dedicated program, so as to update the transaction record.