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LOAN ASSETS MANAGEMENT SYSTEM, LOAN ASSETS MANAGEMENT METHOD, AND RECORDING MEDIUM AND PROGRAM THEREFOR

机译:贷款资产管理系统,贷款资产管理方法以及相应的记录媒体和程序

摘要

PURPOSE: To provide a loan assets management system, a loan assets management method, and record medium and program therefor in which values of loan assets(housing loan) increase by enhancing values of the loan assets(housing loan) portfolios. CONSTITUTION: A housing loan analysis processing part 46 analyzes the first portfolio of the first housing loan based on information about the first housing loan, and outputs the first analysis results. A securities current price evaluation processing part 47 analyzes the second portfolio of the second housing loan by connecting with the current price of housing loan securities based on information about housing loan securities in which the second housing loan is securitized, and outputs the second analysis results. A difference extraction processing part 48 compares the first analysis results and the second analysis results, and extracts difference between the first portfolio and the second portfolio. An examination condition change processing part 49 changes examination conditions to examine a user of housing loan based on the difference extracted by the difference extraction processing part 48.
机译:目的:提供一种贷款资产管理系统,一种贷款资产管理方法,并记录通过增加贷款资产(住房贷款)投资组合的价值来增加贷款资产(住房贷款)的价值的媒介和程序。构成:房屋贷款分析处理部分46基于关于第一房屋贷款的信息来分析第一房屋贷款的第一资产组合,并输出第一分析结果。证券当前价格评估处理部分47基于关于第二住房贷款被证券化的住房贷款证券的信息,通过与住房贷款证券的当前价格联系来分析第二住房贷款的第二资产组合,并输出第二分析结果。差异提取处理部分48比较第一分析结果和第二分析结果,并提取第一投资组合和第二投资组合之间的差异。审查条件变更处理部49根据差额提取处理部48提取出的差额,变更审查条件以对房屋贷款的使用者进行审查。

著录项

  • 公开/公告号KR20040010349A

    专利类型

  • 公开/公告日2004-01-31

    原文格式PDF

  • 申请/专利权人 NS SOLUTIONS CORPORATION;

    申请/专利号KR20030050525

  • 发明设计人 SUMI MORIYASU;MAEHARA TAKUMI;

    申请日2003-07-23

  • 分类号G06F17/60G0;

  • 国家 KR

  • 入库时间 2022-08-21 22:49:49

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