Assets Securitization Risk Management of Small Loan Companies in China

摘要

The small loan companies play an important role in alleviating the financing difficulties of small and medium-sized enterprises in China, but they only make credit and cannot absorb public deposits, so they also face a shortage of funds. Asset securitization is an effective means for the financing of small loan companies. This kind of asset securitization also faces risks and its risk management is of great importance for such companies. After sorting and reviewing the domestic and foreign related research literature, this article identifies the risks in the process of asset securitization of small loan companies in China. Then it measures such risks, and finally puts forward risk management recommendations for the asset securitization of small loan companies in China.