LOAN SERVICE METHOD USING A MOBILE PHONE OR A FIXED LINE PHONE, CONCERNED WITH ALLOWING A USER TO QUICKLY GET A SMALL AMOUNT OF LOAN FROM A BANK

摘要

PURPOSE: A loan service method using a mobile phone or a fixed line phone is provided to allow a user to quickly get a small amount of loan from a bank. CONSTITUTION: A Web side(12) receives an authentication request information and an account number for payment of a loan from a terminal(11) of a client that requests for a loan(1). The Web site(12) transmits the inputted authentication request information to an authentication system(13). The authentication system(13) delivers the information to a server(14) of a communication provider to request to authenticate the client. The server(14) authenticates the client and provides a corresponding result to the authentication system(13)(2). The authentication system(13) provides an authentication number to the client, and the client checks the authentication number and then inputs it to the Web site(12)(3). The Web site(12) requests a server(15) of a bank to credit money to an account of the client(4), and the server(15) sends money to the account of the client(5).