TECHNOLOGY FOR REALIZING INSTANT SETTLEMENT OF ELECTRONIC BANKING USING WIRED/WIRELESS COMMUNICATION BY PAYING CASH INSTANTLY

摘要

PURPOSE: A technology for realizing an instant settlement of electronic banking using the wired/wireless communication is provided to activate cash-flow of a customer on the offline by instantly depositing cash when a sale is generated at a contracted member shop and make a financial market of card companies firm by increasing a credit card use ratio. CONSTITUTION: An approval request/certification process is performed through a member shop registration process and a sale slip generation process(S2). Account transfer is performed through a transaction price account deposit process(S52). A loan approval/deposit process of a capital company and a bank is processed through an instant settlement system(S90). The member shop management and the instant settlement are requested through an agent repayment fee giving process(S92). A risk diagnosis/VAN(Value Added Network) member shop registration business is processed through an instant repayment particulars settlement process(S97).