METHOD FOR EMERGENT APPROVING OF OFF-LINE CREDIT TRANSACTION AND COMPUTER-READABLE MEDIUM HAVING THEREON PROGRAM PERFORMING FUNCTION EMBODYING THE SAME

摘要

The present invention is the first approved method of the credit transaction of VAN companies side off line, it include: to receive a communication connection from the terminal of (a) of a business, (b) the following steps are included: to communication connection extract merchant information it is corresponding with terminal and, (c) payment information and user identification information are received for the credit of the off line including the analysis in terms of according to the transaction on credit of the off line of the terminal of transfer to terminal, and first authorization guide information first approval guide information, (d) it is related to a first method of the credit authorization of off line, the approval of the off line of the transaction on credit based on payment information and user identification information and merchant information is executed including step. ;According to the present invention, by improving the conventional disadvantage bought because it cannot execute the normal authorization program of credit reference's terminal etc. punching press and subsequent bank, sliding failure is loaded with hand, it receives payment information and user identification information and this passes through by based on executing normal approval procedure because credit inquiry terminal is the inconvenient of approval and clearing service in middle businessman or financial institution can execute postponement electronically purchase is loaded and prevented, when the recovery that credit approval process can be improved until it. ;The credit of off line, disabled credit inquiry terminal, embossment, solution