A system and method of providing a centralized financial management tool which includes a financial application module implemented on a network device. The network device includes a linking interface which operates with the financial application module. The module, via the linking interface, sends requests in the form of messages compliant with a standardized messaging scheme, to receive account information of the user's different accounts from one or more different subscribed financial institutions. The module receives account information of the user's different accounts in the form of messages compliant with the standardized messaging scheme from the subscribed financial institutions. The module compiles and displays the account information for the user's different accounts in a user interface. The compiled account information can be categorized to allow the user to analyze, budget, and seek information from other users and financial advisors as well as perform any other financial management related functions on any of the user's different accounts.
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