CARD SETTLEMENT AND BANKING SYSTEM USING MOBILE TERMINAL, AND CARD SETTLE AND BANKING METHOD USING THE SAME

摘要

PURPOSE: card payment and banking system and mobile terminal and the method using the device are provided to handle card payment approval the mobile terminal that the product for purchase passes through RF (radio frequency) identification module by the first card information of automatic identification about credit card. ;CONSTITUTION: mobile terminal (110) identifies the first card information about credit card, with RF identification modules. When signal is detected about a kind of online shopping mall of the product of purchase, the product of mobile terminal request purchase by by the first card information to shopping mall server (120). The shopping mall server suggestion card payment approval is by sending the first card information and product information to VAN (network of proliferation value company) server (130). Server of the shopping mall server reception result from above-mentioned card payment approval VAN companies. ;The 2013 of copyright KIPO submissions;[Reference numerals] (110) mobile terminal; (115) packaged type communication network; (120) shopping mall server; Compay (130) VAN servers; (135) financial server; (140) E-mail server