The mobile banking involves the use of some mobile telecommunication devices (such phones or PDAs – Personal Digital Assistants) in order to complete, in a secure manner, banking transac-tions (like payments, transfers, account information and so on). It doesn’t matter where the user is physically located. Also, the hour when the services are requested is not important anymore, because, thanks to the internet banking, the offices are virtually opened 24 hours per day.The ProCard system represents a suite of applications used to perform mobile banking. It was intended to be a universal solution that allows EFT, Internet and mobile banking in a single package. No special software or hardware is required.
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