OPTIMAL LOAN REPAYMENT SYSTEM HAVING A SYNDICATE LOANEE AND CONTROLLING METHOD THEREFORE

摘要

PURPOSE: An optimized loan repayment system with a syndicated loan function and a control method thereof are provided to repay loan or interest in an optimized repayment condition by a plurality of creditors who repays the loan as a single syndicate. CONSTITUTION: A banking management server(6) collects all the information of loan conditions transmitted by terminals(4A~4N) from a plurality of lenders(1A~1N). The banking management server sets a loan payment strucutre on a setup menu screen by constituting a syndicate lender and repaying first the loan with the highest interest rate. The banking management server stores the loan repayment structure in the DB(Data Base)(5). The banking management server controls that the syndicate lender jointly repays the loan or interest to the lenders.