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METHODS AND SYSTEMS FOR IMPROVING TIMELY LOAN REPAYMENT BY CONTROLLING ONLINE ACCOUNTS, NOTIFYING SOCIAL CONTACTS, USING LOAN REPAYMENT COACHES, OR EMPLOYING SOCIAL GRAPHS
METHODS AND SYSTEMS FOR IMPROVING TIMELY LOAN REPAYMENT BY CONTROLLING ONLINE ACCOUNTS, NOTIFYING SOCIAL CONTACTS, USING LOAN REPAYMENT COACHES, OR EMPLOYING SOCIAL GRAPHS
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机译:通过控制在线帐户,通知社会联系人,使用贷款偿还教练或使用社交图来改善及时偿还贷款的方法和系统
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摘要
A system and method is disclosed to increase the likelihood of timely repayment of a loan by obtaining access to a qualified attribute of a borrower by a first computer component, monitoring by a second computer component for a financial event associated with the loan to the borrower, and taking control of the qualified attribute of the borrower by a third computer. Taking control may include notifying social contacts. Securing the loan by taking various security interests are disclosed, as are technical countermeasures against the borrower re-obtaining access or re-taking control. Also providing loans, receiving loan applications, providing loans proceeds, processing payments and underwriting criteria are disclosed. Underwriting employing social contacts for recommendations, loan guarantees, social contact credit scores, public repayment promises, loan repayment coaches, fraud criteria, crowd sourced risk evaluation, social graphs, borrower stability factors derived from social graphs, data associated with online information repositories, and efficacy of notification are disclosed.
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机译: 具有附加功能的在线房屋贷款比较计算器,允许用户确定将太阳能光伏系统的成本增加到原始房屋贷款金额中的净效果。 Solar Home Loan Calculator允许用户将2种不同的贷款金额与2种不同或相等的利率进行比较,以贷款支付的形式显示净损失或收益。该计算器还允许用户以美元为单位输入由太阳能光伏系统产生的节电,作为额外的贷款还款,说明整体房屋贷款应付利息,贷款期限和LVR减少。