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DEBT EVALUATION SUPPORT SYSTEM, DEBT EVALUATION SUPPORT METHOD AND DEBT EVALUATION SUPPORT PROGRAM

机译:债务评估支持系统,债务评估支持方法和债务评估支持程序

摘要

PROBLEM TO BE SOLVED: To provide a debt evaluation support system, a debt evaluation support method and a debt evaluation support program for performing proper accounting management processing such as preparation of a collection schedule and evaluation of market value of a debt in consideration of default of the debt in credit products.;SOLUTION: A control unit 21 of a debt evaluation support server 20 specifies an analysis period candidate and extracts an analysis object. The control unit 21 performs correlation evaluation processing between an individual item included in contents of a debt or a user attribute and a default rate for each credit product and outputs a correlation evaluation result. The control unit 21 creates a default rate map in which individual items specified for grouping in the correlation evaluation result are combined. The control unit 21 calculates a collection schedule by using the individual items specified for grouping. Then, the control unit 21 performs a market price evaluation of the debt by using the default rate map and the collection schedule.;COPYRIGHT: (C)2013,JPO&INPIT
机译:解决的问题:提供一种债务评估支持系统,一种债务评估支持方法和一种债务评估支持程序,以执行适当的会计管理处理,例如,在考虑到违约的情况下制定收款时间表和评估债务的市场价值。解决方案:债务评估支持服务器20的控制单元21指定分析时段候选者并提取分析对象。控制单元21在包括在债务或用户属性的内容中的单个项目与每个信用产品的默认率之间执行相关性评估处理,并输出相关性评估结果。控制单元21创建默认比率图,在该默认比率图中,将针对分组以在相关性评估结果中指定的各个项进行组合。控制单元21通过使用指定用于分组的各个项目来计算收集时间表。然后,控制单元21通过使用默认比率图和收集时间表对债务进行市场价格评估。版权所有:(C)2013,JPO&INPIT

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