SYSTEM AND METHOD FOR EVIDENCE BASED DIFFERENTIAL ANALYSIS AND INCENTIVES BASED HEAL THCARE POLICY

摘要

An evidence based cost modeling and predictive analysis system, and an incentives based plan to reduce healthcare costs are disclosed. An analytics system may generate incremental expenditures among overweight and obese individuals, predictive forecasts of future medical costs, and predictive forecast of cost reduction based on financial incentives to recipients. The forecasts may include statistical trends, prevalence of diseases based on body mass index, and medical evidence associated with specific illnesses. A computer based program may process and analyze dependent and independent variables in electronically stored information (for example insurance, health and medical records). A health insurance provider may provide an annual rebate on paid premiums to recipients based on a qualifying annual BMI as an incentive. The recipients may receive the rebates in a qualified health reimbursement account (HRA) managed by the recipients towards future healthcare related expenditures.