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RISK ASSESSMENT USING MAINTENANCE AFFORDABILITY INDICATOR
RISK ASSESSMENT USING MAINTENANCE AFFORDABILITY INDICATOR
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机译:使用维修负担能力指标进行风险评估
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摘要
A computer system implement a method of determining what loans in a portfolio contain borrowers/homeowners that will have difficulty maintaining their real estate. The method is based on a comparison of the market value to the reproduction cost of the real estate. This comparison provides insight into whether the borrower/homeowner has sufficient income to remedy any deficiency or deferred maintenance and maintain the property going forward at an acceptable level to provide adequate collateral for the lender.
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