Disaster risk assessment system, disaster risk assessment support method, disaster risk assessment service providing system, disaster risk assessment method, and disaster risk assessment service providing method

摘要

This disaster risk assessment system assesses a difference between a disaster-time direct loss amount in current equipment and disaster-time direct loss amount in equipment after taking measures and compares the difference with a disaster measures equipment cost for presenting decision making information on disaster measures. As assessment requirements, the system also takes a business value loss amount into consideration and presents an insurance premium that is required to cover an expected disaster-time loss amount by an insurance payment. In addition, the system assesses a direct loss amount, from which an amount compensated by a casualty insurance has been deducted, that is, a direct loss amount that a business owner must bear, with a casual insurance deductible or a maximum amount taken into consideration, and presents decision making information on disaster measures that allows the business owner to adequately assess a disaster risk associated with the occurrence of a disaster from an economic point of view, to make an economically feasible, appropriate disaster measures plan, and to estimate the cost of measures.