According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and the network interface. The memory may store contact information associated with a plurality of lenders. The network interface may receive a request for a loan, wherein a portion of the loan is to be funded by a first lender, and receive a second request indicating a second lender selected from the plurality of lenders. The processor may determine an offer for a second portion of the loan to be funded by the second lender. The network interface may further communicate the offer based at least in part upon the contact information associated with the second lender. The second portion may not funded by the first lender.
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