METHODS, SYSTEMS, AND COMPUTER-READABLE STORAGE MEDIA FOR MANAGING RISK USING LOCATION, MOBILE, AND USER PARTICIPATING - BASED IDENTITY VERIFICATION

摘要

The presently disclosed subject matter is directed to methods, systems, and computer-readable storage media for location, mobile, and user participating - based identity verification for the purposes of risk management. In one embodiment, the method, system, and computer-readable storage media includes receiving user data, receiving verification data, and verifying the identity of a user based on the user data and the verification request data. The user data may include location data and/or identity data, and the user data may be received from a mobile device. The identity data may include biometric data regarding the user. The method, system, and computer-readable storage media may include comparing the user data to the verification request data. The method, system, and computer-readable storage media may also include performing an action based on the results of the verification wherein the action is authorizing a payment.