Financial Fraud Suspicious Transaction Monitoring System and a method thereof

摘要

PURPOSE: A bank fraud and doubtful transaction monitoring system and a method thereof are provided to analyze the financial transaction risks of a corresponding receipts account based on the account information of receipts account and the transactional information and to perform additional monitoring based on the analyzed information, thereby preventing a healthy finance client from being exposed to a bank fraud. CONSTITUTION: A legacy system (20) processes a financial on-line transaction. The legacy system handles the deposit for a receipts account when a financial transaction is implemented. The legacy system asks a server (100) for the analysis of financial transaction of a deposit account according to a fixed condition. The server acquires the account information of the corresponding account, the transaction detail information, and the customer information from a database (200) and the legacy system. The server produces the degree of risks of the financial transaction from the acquired information. The server provides the risk information of financial transaction of the receipts account to a call center system (30) according to the degree of the calculated risks of the financial transaction. [Reference numerals] (10) Financial transactions terminal; (110) Management unit; (120) Control unit; (130) Analyzing unit; (140) Reporting unit; (20) Legacy system; (210) Management information DB; (220) BL pattern DB; (230) Account information DB; (240) Transactions history DB; (30) Call center server