Authentication method by the account holder for remote banking services

摘要

A method for authentication of the account holder for remote banking services with the use of one type of biometric information of the account holder, characterized in that at the opening of a bank account (and / or issuance of a credit card) photographic image of the face of the account holder shall be entered in electronic form in the bank's database and memory bank card, and a person's face image, to carry out operations on the account with the help of technical means (computer, mobile phone, ATM, POS etc.) by means of opto-electronic surveillance devices (webcam, an optical scanner, and the like) installed on this technical means is transmitted to the bank's database and the bank computer verifies the received image with the image stored in bank database, and if the identity of the image, giving permission to carry out the operation, or, in the case of images discrepancies in the operation fails.