The present invention is to effectively utilize the data in the risk of road accidents, and to provide a vehicle disaster risk assessment method and apparatus for evaluating the affected risk of the occupant in the traveling route of the vehicle. To A on the road map, set at least one passing point to the passage of the vehicle between the starting point and the arrival point and the starting point to the arrival point, after setting the travel route of the vehicle, the travel route , as well as dividing a preset length of the section and to input data for managing integrity of a road that includes the data of the affected risk, the data affected the risk of a road included in the data management integrity of the road in each section respectively allocated, and so from this partition has been a disaster risks and vehicle residence time of the road, to assess the risk of affected vehicles in each section. .BACKGROUND
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