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System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
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机译:基于关于潜在的车辆操作者损害的实时数据来调整保险费率的系统和方法
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摘要
A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) a first optical sensor monitoring a vehicle operator, and (ii) a second optical sensor monitoring an environment ahead of a vehicle operated by the vehicle operator. The computer-implemented method further includes assigning a plurality of scores based on the data about potential vehicle operator impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, determining an impairment score by performing a mathematical operation on the plurality of scores, and providing the impairment score to a remote device configured to alert the vehicle operator based on the impairment score.
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