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System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
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机译:基于关于潜在的车辆操作者损害的实时数据来调整保险费率的系统和方法
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摘要
A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) monitoring the vehicle operator with a first optical sensor, and (ii) monitoring an environment ahead of a vehicle operated by the vehicle operator with a second optical sensor. The computer-implemented method further includes assigning a plurality of scores based on the data about potential impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, and determining an impairment score for the vehicle operator by performing a mathematical operation on the plurality of scores, the impairment score summarizing a level of impairment of the vehicle operator.
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