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SYSTEM, METHOD, AND PROGRAM PRODUCT FOR CALCULATING PREMIUMS FOR EMPLOYER-BASED SUPPLEMENTAL UNEMPLOYMENT INSURANCE
SYSTEM, METHOD, AND PROGRAM PRODUCT FOR CALCULATING PREMIUMS FOR EMPLOYER-BASED SUPPLEMENTAL UNEMPLOYMENT INSURANCE
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机译:用于计算基于雇主的补充失业保险金的保费的系统,方法和程序产品
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摘要
A method for providing supplemental unemployment insurance includes receiving, by a computer system, applicant data associated with an applicant for a group unemployment insurance policy that provides supplemental unemployment insurance to one or more beneficiaries. The applicant data includes loss ratio data, application experience data, salary data and waiver selection data. The computer system calculates: state credibility weighted claim rate data and industry credibility claim rate data; expected claim rate data based on the calculated state credibility weighted claim rate data, the calculated industry credibility weighted claim rate data and applicant experience data; claim cost data based at least on the calculated expected claim rate data and the coverage level data; and premium payment data based at least on the calculated claim cost data, loss ratio data, annual salary data and waiver selection data.
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