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System and method for consumer-to-consumer lending of digital content

机译:消费者对消费者的数字内容借贷系统和方法

摘要

A consumer-to-consumer lending system and method for digital content such as digital ebooks. The lending system invention enables a user who has purchased digital content to lend that content to another user. The lending system enables a lender to extend a lending offer to a lendee and a lendee to respond to the lending offer. A lendee may accept or reject a lending offer. Upon acceptance, the lending system provides the lent content to the lendee who controls the content until returning it, purchasing it or until a predetermined lending period expires. During the lending period the lender does not have access to the lent digital content item. The lending system assists a lender with initiating a lending offer, such as providing a pre-populated email form, and delivers the lend offer notification to the target lendee. Lending offers may be initiated and notifications received over common channels, including email systems, mobile devices, and web-based user accounts. The lending process can be initiated directly from a consumer device.
机译:用于诸如数字电子书之类的数字内容的消费者对消费者借贷系统和方法。借出系统发明使购买了数字内容的用户能够将该内容借给另一用户。借贷系统使贷方可以将借出要约扩展到被借方,并且借出方可以响应借出要约。承租人可以接受或拒绝贷款要约。在接受之后,借出系统将借出的内容提供给承租人,该承租人控制该内容,直到归还,购买或预定的租借期限到期为止。在贷款期间,贷方无法访问已借出的数字内容项。借出系统协助贷方发起借出要约,例如提供预先填充的电子邮件表格,并将借出要约通知传递给目标承租人。可以发起借出要约,并通过包括电子邮件系统,移动设备和基于Web的用户帐户在内的通用渠道接收通知。可以直接从消费设备启动借贷过程。

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