a safe manner (eg, loan s) funds in the individual's of a system and method that facilitates the rapid transfer. Adaptive payment server receives a request for the first identification information, second identification information and a money transfer. The payment server is adapted to determine the account associated with the first identification information. The adaptive payment server, authenticates the identity of the account based on the second identification information. The adaptive payment server to initiate a deposit amount of funds associated with the request into account confirmed the identity, the funding amount is immediately deposited into the account substantially confirmed the identity authentication. ;
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